viking capital vs lyon financial

Applicants are eligible for a free financing consultation and advised of all their loan options and pertaining details with no obligation and based on a soft credit pull that will not hurt their credit. Homeowners reviewing their pool loan options may also want to take into account that personal loans tend to have higher interest rates than many other types of loans. Less than a week turn around. Elevation Gold Mining Reports Financial Results for Year Ended December With that in mind, a persons credit score can be one of the most important criteria used to determine loan eligibility. Submit your loan application and Viking Capital helps you select the best loan for your needs and qualifications. Very happy with the process. Viking Capital, Inc. is a family-owned business that has been offering the most desirable financing options available in the industry since 1999. There are other options available if you have bad credit and want to finance a pool. Credit score requirements can vary from lender to lendersome lenders may not have any set minimum credit score at all. The total cost of a loan was an important consideration as well, which is why we weighed discounts and fees in addition to each lenders annual percentage rate. Lyon announced today that on May 7th, a joint venture between newly-formed Lyon Capital Partners, LLC, (formerly Echelon Capital) and Revere Finance closed on the acquisition of substantially all of the assets of Lyon Workspace Products, LLC, and its affiliates. Financing Your Pool With Paramount Capital. Subject. Lyon Financial | Better Business Bureau Profile You get one more interest-only payment but can no longer affect the payment going forward. The smiles start here! This feature can help homeowners temporarily prioritize and allocate more money toward other financial obligations. While some companies provide pool financing through personal loans or home improvement loans, Lyon Financial extends dedicated loans for the express purpose of funding pool installations. Count on Sunmark Credit Union to help you attain affordable financing that addresses your needs and budget. Viking Capital, Inc. | Financing For Swimming Pools & Home Improvement Please wait while flipbook is loading. What Type Of Loan Are You Looking For? Lyon Financial. Viking Capital, established in 1999, is your one-stop-shop for desirable pool financing options. . Of course, our friendly and knowledgeable specialists are always just a quick phone call away to provide updates or answers to any questions you may have. If you dont have great credit, however, you may not be able to get a very low interest rate. Lyon Financial acts as an Account Manager and is not a lender or a broker. HELOC vs. Home Equity Loan. As noted, installing a poolparticularly an inground poolcan come with a hefty price tag. Why It Made the Cut: Lyon Financial specializes in pool loans, with low APR options and a wide range of lengthy loan terms, making this lender a good choice for homeowners who want to work with an experienced pool loan specialist. Unlike banks, credit unions, and online lenders, our experience is unique to pools, not just any type of loan. Loan amount $40,000Rate 5.49%Term 15 YearsMonthly payment $327/mo. Pool Financing at Swim Incorporated - Pool Contractor in Sarasota but Viking Capital made it quick and painless. A: We work across the 48 contiguous states of the United States. You choose your funding date, and you can even have funds deposited into your account as soon as the same day you apply. Our Pool Loan Calculator is a great resource for exploring potential monthly payments, and can be accessed by clicking "Loan Calculator," located in the black bar, towards the top center of the page. Save my name, email, and website in this browser for the next time I comment. Viking Capital Pool Loan Credit Requirements are fairly simple and straightforward. There is a minimum credit score of 625 required; however, it is not entirely credit score driven. Unemployed borrowers can defer their monthly payment for 3-month intervals and up to 12 months total. Youre in control of the loan process with LightStream. What's-app:+1 (657) 366-7359. We gave our Best Overall award to LightStream due to its low starting APR, autopay discount, Rate Beat Program, and same-day funding option. Why It Made the Cut: Marcus by Goldman Sachs offers perks for borrowers who consistently pay their monthly installment on time. Cash-out refinances typically have higher interest rates than traditional mortgages but can still be cheaper than taking out separate loans for these larger expenses. By taking some time to reflect on what matters most, homeowners can narrow down their options more quickly and find the right fit for their needs. *********************** is awesome!! Subject to change. By taking all of these factors into account, you should be ableto find the best loan for your needs. Never any problems. You have 6 months from the approval date to use the shopping pass to pay for the pool and any extras you have purchased through your pool builder. Such discounts could be an important factor to consider when looking at each lenders APR ranges, as eligible borrowers may be able to lower their rate and save some money on their pool financing. This can be in the form of property or other assets. Advertised rates and terms are subject to change without notice. SoFi can also provide same-day funding in some cases, helping many borrowers get their pool installation funds as quickly as possible. Their no fee and no obligation service to find the right lender for you is the reason why they are the leaders in the pool industry. * Loan terms and availability vary based on borrower qualifications and are subject to change without notice. Taking advantage of this network can also help customers spend less time searching for one of the best pool installation companies. TX Branch ID# 1286451 Rate discounts to help lower the total cost of the loan and make pool financing more affordable. One option for financing your pool is to get a personal loan from a bank or credit union. Branch of service: Air Force, Coast Guard, Army, Navy, Marine Corps or reserves for these branches. Multiple Loan Options - including 10 and 12 year loans only available through Viking Capital. Ideally, we like to see a DTI of 50 percent or less (including the amount of the loan you're requesting). The disadvantage is that if housing prices fall and your homes value decreases, you could end up owing more than what your home is worth (known as being underwater on your mortgage). This can be beneficial because it allows you to work with just one company throughout the entire process. Awesome work by this professional group! Through our solid relationships with more than 3,000 pool contractors and our continued commitment to putting our clients first, we have built a reputation as the first choice in providing pool financing solutions. Rates as low as 8.49% Terms up to 20 Years Loans up to $225k** Scores as low as 650 (*see details below) Complete The Application Form We have been wanting to build a pool for many years and now that we have pulled the trigger we need a good loan company. They have a simple application process and you can be approved for up to $250,000. You can only see the pick at SportsLine. Monthly payment amounts are for demonstrative purposes only and are not guaranteed to match final payment amounts for all borrowers. When considering the best pool loans available, homeowners may want to reflect on their own preferences regarding loan length to find the right balance between low monthly payments and paying down debt in an expedient manner. There are lenders who work with people with less than perfect credit and can offer loans with more flexible terms. Other companies may require several days to fund approved loans, so its good to know what their funding time frames look like beforehand. Frequently Asked Questions | Pool Loans | Lyon Financial 588 customer reviews of Lyon Financial. Can't say enoughThank you, ******* (and crew) for making this process a pleasant one!! APPLY AT LYON FINANCIAL. NC Branch ID# 1446463, This profile is powered by Birdeye. Homeowners may also want to consider how funds are disbursed. Another option is a home equity line of credit (HELOC). Find Reviews, Ratings, Directions, Business Hours, Contact Information and book online appointment. Reviews | Viking Capital Home Improvement & Pool Financing There are no prepayment penalties so you can pay off your loan early if you want to save on interest. While many pool loan companies deposit funds directly into the borrowers bank account, some will want to send funds directly to the contractor. Terms and conditions are based on borrower (and co-borrower if applicable) needs and qualifications, are subject to change, and may expire without notice. You control the terms of your LightStream swimming pool loan, repaying your fixed-rate home improvement loan in as little as two years, or take up to 12 years. Obtaining a scope of work may not be terribly difficult, though, since the lender can connect customers with experienced pool builders through its preferred contractor network. AMS Financial. For instance, eligible borrowers could qualify for a loan amount as high as $225,000, which is extremely high for this type of financing and would allow them to secure the funding for all but the most expensive pool installations. Building a pool is often an expensive proposition, however, as its one of the most costly home improvement projects that a homeowner can tackle. Viking Capitalacts in the capacity of consultant, working with contractors nationwide to help pair pool buyers with the best swimming pool financingoptions available. Youll also need to have some collateral to put up against the loan. In fact, homeowners may receive the lowest pool loan rate possible using LightStreams Rate Beat Program, which pledges to beat any competitors APR by 0.1 percentage points. We strive to be a trusted employer, business partner and service provider and to conduct business with transparency, integrity and fairness. They may find that lenders using personal loans to finance pool installations have wider APR ranges and higher minimum APR options than lenders that specialize in pool loans. Monthly payment amounts are for demonstrative purposes only and are not guaranteed to match final payment amounts for all borrowers. Homeowners may be able to finance a new pool with a home equity loan, home equity line of credit (HELOC), or even a second mortgage. Email. Best Customer Service! There are some mortgage options available that could allow homeowners to build pool installation costs into their refinance. Below you'll find answers to some of the most commonly asked questions pertaining to Lyon Financial and the services we offer. Will update as the pool is installed.! Sophia Anthony is a freelance writer and blogger, covering health and fitness topics through visual representation. Depending on a homeowners circumstances and what theyre looking for in a pool loan, some lenders may stand out more than others. $$ info@poolloan.net Closed now 9:00 AM - 5:00 PM Loan Service vikingcapitalinc Photos See all Lyon Financial recognizes that there may be differences in interest rates based in loan amount, credit history, geographic location, and other factors. You need JavaScript enabled to view it. The decision to build an inground swimming pool is a big one. Available on approved credit, not all will qualify. Advertised rates and terms are subject to change without notice. Loan amount $50,000Rate 7.99%Term 20 YearsMonthly payment $418/mo. The loan allows business owners to access up to $2 million in funding, with interest rates starting at 4%. Your credit score is one of the most important factors lenders will consider when determining whether or not to approve your loan application. We have been wanting to build a pool for many years and now that we have pulled the trigger we need a good loan company. Another advantage of personal loans is that theyre typically unsecured, which means you wont have to put up any collateral (like your home) in order to qualify. Lengthy funding time frames could delay the building process if contractors move on to other jobs because the funds needed for a deposit are not immediately available. Viking Capital Pool Loan Credit Requirements Lyon Financial Reviews, Ratings | Financial Services near 118 Morlake Payment example: Monthly payments for a $50,000 loan at 6.99% APR with a term of 20 years would result in 240 monthly payments of $387.35. The APR listed is for a signature loan between $50,000 and $200,000 with a term of 360 months, for applicants with excellent and substantial credit (including but not limited to a minimum credit score of 800 and a debt-to-income ratio/DTI of 50% or less). A: Your monthly loan payment amount is dependent on many factors, including your loan amount, term, and credit profile. * Indicates required field. After understanding our loan needs, he shopped around for best fit, best price, best terms and was quick to close the deal. Every team member has the determination and know-how to provide you with a 5-Star worthy experience. Viking Capital was the answer to our dream of adding a pool to our backyard living environment. We work with multiple lenders, so we have multiple options. You can check your rates with NO IMPACT TO YOUR CREDIT. Concerned about all the pool companies in Southwest Florida and whether youre choosing the right one? Customers can also manage their loan using the lenders mobile app, scheduling payments, setting up autopay, and checking their payment history. We've come across this loan with a 12 year 7.99% (decent for an unsecured pool loan), and no prepayment penalty, but the credit aspect seems suspect and fishy.. What's the catch here? Make sure to read the fine print and understand all the fees and charges before signing any paperwork. Fund your family fun here. Revolutionary Reports of All the Aspects of Life. Business Details Location of This Business 118 Morlake Dr STE 202, Mooresville, NC 28117-9540. Term of 30 years requires a minimum FICO of 780. Apply For Your Pool Loan - Viking Capital Pool Financing *Available on approved credit, not all will qualify. However, its important to remember that not all brokers are created equal some may charge higher fees than others. The terms of your loan will be determined by the amount you are borrowing, your credit score, and the lender you choose. A higher credit score indicates to lenders that youre a lower-risk borrower and more likely to repay your debt on time. So easy a caveman can do it. We strive to be a trusted employer, business partner and service provider and to conduct business with transparency, integrity and fairness. Ready to get started, click the button below to request a fee consultation! Our staff and business partners are proud to offer our lowest rates to those with military affiliation. Heres how it works: first, enter the amount of money you need to borrow for your Viking pool. We partner with a network of lenders so you have access to multiple loan options. As an example, you could pay 20% at Excavation, 30% at Gunite, 20% at Decking and 30% at Completion. He even suggested my husband co-signing which after fixing 1 thing on my husbands credit report got us approved for funding. We may earn money or products from the companies mentioned in this post. Backyard Resort Pools We don't have enough equity in our home to take out a HELOC, so we're looking into pool specific loans. Loans up to $75,000 Apply Viking Capital. When shopping around for quotes, be sure to inquire about any origination fees or prepayment penalties so there are no surprises down the road. Maximum loan amount of $75,000. Viking Capital. Have more financial questions? Contact. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts. The information you provide to Lyon Financial is not an application for a loan from Lyon Financial. About Viking Capital. LightStream is also a relatively digital-focused loan provider. It can only be used with your approved contractor. Copyright 2023 Acton Media Inc. All rights reserved. NC #B-151024 I was so impressed a REAL human being (Karen) always answered the phone and directed me to proper person. They are not the lender, but they do work with multiple lenders nationwide in helping customers find financing. Viking Capital was the answer to our dream of adding a pool to our backyard living environment. A: No, we do not currently finance any owner-builds at this time. Many pool loan providers support online applications, but response times could vary. Subject to credit approval. repayment terms are flexible, and Viking Capital also offers a number of other financing options, such as lines of credit and term loans. Every team member has the determination and know-how to provide you with a 5-Star worthy experience. I would highly recommend! He gave me ideas on areas to improve my credit score so I could get approved for funding. The best pool loans offer large loan amounts, relatively quick funding time frames, competitive interest rates, and flexible repayment periods so borrowers can comfortably finance a pool installation. Viking Capital. Grow your business. Family members must be lineal (spouse or direct-line ancestors and descendants. This could save you thousands of dollars over the life of the loan. This can make it difficult to qualify for traditional loans from banks or credit unions. Their multiple loan options have low rates and longer terms than common unsecured loans offering more affordable monthly payments. You will also only be responsible for paying back the principal amount of the loan plus interest. Shop around and compare rates to ensure youre getting the best deal possible. Beat local competitors. The model has simulated Vikings vs. Lions 10,000 times and the results are in. After 6 months, the card expires and your payment is locked in. Well also email you the link so you can view at anytime. We then reach out directly to you and go over the details and next steps in the loan process. Home | Sway Pools What is your credit score? Because there is so much variance from lender to lender, it may be a good idea to check the APR range offered by each pool loan provider before making a final decision. There is no prepayment penalty! We strive to provide a 5-Star worthy experience to every customer. Apart from work she likes dancing and listening to music. Phone. Researching available pool loan options may take some time, but it could be worth the effort to find the right financing for a borrowers specific circumstances. @media screen and (min-width: 600px) {div#wprev-slider-1{margin-top: 10px;}div#wprev-slider-1{margin-bottom: 10px;}}@media only screen and (max-width: 600px) {div#wprev-slider-1{margin-top: 10px;}div#wprev-slider-1{margin-bottom: 10px;}}#wprev-slider-1 .wprevpro_star_imgs{color: #FDD314;}#wprev-slider-1 .wprsp-star{color: #FDD314;}#wprev-slider-1 .wprevpro_star_imgs span.svgicons {background: #FDD314;}#wprev-slider-1 .wprev_preview_bradius_T1 {border-radius: 0px;}#wprev-slider-1 .wprev_preview_bg1_T1 {background:rgb(34,34,34);}#wprev-slider-1 .wprev_preview_bg2_T1 {background:;}#wprev-slider-1 .wprev_preview_tcolor1_T1 {color:#ffffff;}#wprev-slider-1 .wprev_preview_tcolor2_T1 {color:#000000;}#wprev-slider-1 .wprev_preview_tcolor1_T1 {font-size:18px;line-height: normal;}#wprev-slider-1 .wprev_preview_tcolor2_T1 {font-size:16px;line-height: normal;}#wprev-slider-1 .wprev_preview_bg1_T1::after{ border-top: 30px solid rgb(34,34,34); }#wprev-slider-1 .wprs_rd_more,.wprs_rd_less,.wprevpro_btn_show_rdpop{color:#f4f4f4;}#wprev-slider-1 .wprev_preview_tcolor1_T1 { color: #ffffff; font-family: Montserrat; line-height: 1.5em; } a.wprs_rd_more { color: #fff!important; text-decoration: underline;} .wprevpro_t1_SPAN_5 {float: left; }. A: We can work with most pool builders. Between all of our partners, we are confident that you will find financing options that fit your needs. While the average swimming pool loan is for 10-15 years, you can finance a pool for as little as 5 years or for up to 30 years in some cases. The top loan providers in this space vary quite a bit in terms of the precise benefits they bring to the table. Contact Us. Once homeowners have decided which option is best for them, they can reach out to their lender of choice to see what the next steps are to get a home improvement loan for a pool. How to Qualify for a Pool Loan with Bad Credit Viking Capital Loan Specialists give personal attention to every borrower and take the time to understand their financing needs and qualifications. APR, terms, and loan amounts may differ based on loan purpose and credit profile. In some cases, homeowners may be able to obtain a 20-year pool loanpossibly even a 25-year loan. Conversely, those with poor credit scores (300 or below) may have difficulty qualifying for any financing at all. Lyon Financial offers loans nationwide up to $150,000 with terms up to 25 years! Last. APR, terms, and loan amounts may differ based on loan purpose and credit profile. Viking Capital Loan Specialists give personal attention to every borrower and take the time to understand their financing needs and qualifications. Homeowners who do not need the large loan amounts offered by pool financing specialists may want to consider Marcus by Goldman Sachs as an alternative option. Lyon Financial and Viking Capital both specialize in swimming pool financing. However, if you still dont see what youre looking for or require further information, contact us directly at 877-754-5966 and one of our friendly and experienced specialists will be happy to assist you. Upon approval and acceptance of terms, youll receive a shopping pass which works like a credit card and is good for the amount of your loan. Its also important to remember that just because you have bad credit doesnt mean you should accept the first loan offer that comes your way. Not all will qualify. Name. We are proud to offer these great loan options You might choose an ARM if you plan on selling your home within a few years and want to keep your monthly payments low during that time period. Paramount Capital is a free service designed to help customers find and obtain sound financing solutions for their backyard dreams. *Viking Capital offers a variety of loans that vary in rate, term, loan limits and approval conditions. When you have good credit, you deserve a low-interest, fixed-rate loan. Generally, youll need a credit score of 620 or higher to qualify for pool financing. Lyon emerges from bankruptcy - Modern Materials Handling This loan is best suited for businesses that have been in operation for at least two years and have annual revenues of at least $100,000. However, because HELOCs are secured by your home equity, they usually come with lower interest rates than unsecured loans making them another good option for financing a pool. You are only required to pay interest on the funds charged during the first 7 months of the loan. This can be advantageous because it gives you more options to choose from and may help you get a better rate. Definetly a great experience! They offer financing for all credit types, including those with bad credit. In most cases, before each stages payment is released, we ask that you complete a brief electronic form to verify that the scope of work for that stage has been completed. A bad credit score is generally considered to be any score below 630. From pools to pergolas and everything in between, we understand that each and every loan is unique just like you, which is why we take the time to listen. Repay your fixed-rate home improvement loan in as little as two years, or take up to 12 years. Lyon Financial. Contact him, he's a. a good forex trader who knows the importance of risk management. In that case, it may be worth looking into local banks that offer pool loans. If so, you may be wondering about the best way to finance this project. There are also no appraisals or home equity requirements. Our focus on pool financing means that unlike most banks, credit unions and investors, we develop loan products specifically designed for pool construction. HFS has one-of-a-kind loan programs and world-class service as shown by 1,500 + 5-star Reviews. The applicant or co-applicant (or Family Member*) is active duty, military retiree, reservist, or veteran. !You have a new customer for life! There are many factors to consider when taking out a loan for a pool. Apply Now. The low rates and longer term loan options offer more affordable monthly payments. We have invested in state-of-the-art technology to keep your information secure and to make our process as efficient as possible. These loans may come with higher interest rates, but they can still help you achieve your goal of owning a pool. The underwriter will review your entire credit profile, past payment performance, and experience with large secured and unsecured loans. David was great to work with and made sure that we were aware of everything that would happen along the way. SoFi is a major player in the lending industry, supporting a wide variety of loan products for customers to choose from, including a home improvement loan for pool installations. Luxury Pools TXOCCC# 10929-47787 Borrowers with strong credit may qualify for an APR in the single digits, but pool loan rates can go much higher, especially for homeowners who are using a personal loan.

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